Buy your dream home
before you sell your old one.
Don’t let home sale contingencies get in the way of buying your dream home. Use our cash to buy your next home first.
WHAT OUR CUSTOMERS SAY
The smarter way to buy before you sell: use our cash.
In a hot market, selling your home isn't difficult. The hard part is landing your next home. When you buy before you sell with Houwzer, you make a more competitive cash offer to win your dream home before selling the one you live in.
OUR TRACK RECORD
"We felt empowered to make our best offers and decisions. During negotiations, we felt we always had the stronger representation on our side."
“
– Frank C.
Bought in 2021
How It Works
Get pre-approved through Houwzer Mortgage.
Our mortgage advisors help you get pre-approved so you can determine your budget.
Find a home you love.
Work with a Houwzer agent to find the right home that meets your needs.
Prepay your down payment and closing costs.
This is to show your commitment to buying the house. It also covers deposits along the way.
Make a competitive cash offer using our funds.
Your agent will make a cash offer on the home you want and negotiate the best terms for your deal.
Finalize your new mortgage.
Once your offer is accepted, we'll help you set up your new mortgage with a competitive rate.
Close on the home and pay it off over time.
We'll replace our cash with your mortgage at closing and put the home in your name.
FAQs
Legal disclaimer.
$1.5B+
We've bought and sold homes worth more than $1.5 billion.
3,500
We've helped over 3,500 people buy and sell their homes.
4.9
We average 4.9 out of 5 stars with 1,500+ client reviews.
The power of a cash offer, without having to pay cash.
Cash is king. By turning your offer into cash, you'll be able to beat out higher offers – without having to raise your offer price.
Stand out in a tough market.
Make your offer rise above the competition by offering cash.
Spend less time in bidding wars.
Today, the average home receives 2x more offers than a year ago.
Less contingencies makes your offer more attractive to the sellers.
Avoid financing contingencies.
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How It Works
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The power of a cash offer, without actually paying cash.
The power of a cash offer, without actually paying cash.
By turning your offer into cash, you'll be able to beat out higher offers – without having to raise your offer price.
Stand out in a tough market.
Make your offer rise above the competition by offering cash and avoiding mortgage contingencies.
Avoid financing contingencies.
By removing contingencies, your offer will be more attractive to the sellers.
Make the best offer the first time so you can win the bidding war instead of getting stuck in them.
Spend less time in bidding wars.
The power of a cash offer, without actually paying cash.
The power of a cash offer, without actually paying cash.
In a hot market, selling your home isn't difficult. The hard part is landing your next home. Buy Before You Sell allows you to make a more competitive cash offer to win your dream home before selling the one you live in.
The smarter way to buy before you sell: use our cash.
1. What's a "Convenience Offer"?
The Houwzer Convenience Offer program gives you a firm offer on your old home, as a backup offer that you can use to move forward with confidence and show to mortgage lenders if needed. The offer is based on our agent's assessment of your home’s fair market value, and the offer will be slightly below market value to cover any additional transfer taxes and transaction costs if you close on the offer and Houwzer buys your home. While holding our offer, Houwzer Listing agents work to sell your home for maximum value on the market. You can use our offer only when you want or need to.
2. What does it cost to use Buy Before You Sell?
3. What properties are eligible for this program?
“Eligible Properties” are 1 – 4 family real estate properties (including condominium units) located in US that satisfy following criteria (in the reasonable opinion of the Lender):
FAQs
1. What's a "Convenience Offer"?
The Houwzer Convenience Offer program gives you a firm offer on your old home, as a backup offer that you can use to move forward with confidence and show to mortgage lenders if needed. The offer is based on our agent's assessment of your home’s fair market value, and the offer will be slightly below market value to cover any additional transfer taxes and transaction costs if you close on the offer and Houwzer buys your home. While holding our offer, Houwzer Listing agents work to sell your home for maximum value on the market. You can use our offer only when you want or need to.
2. Does Houwzer actually buy my house?
Yes, you will need to use a Houwzer Buyer Agent in a market where we offer Cash Offers to be eligible.
3. Am I required to use Houwzer Mortgage?
4. Am I required to use a Houwzer real estate agent?
Yes, you will need to get your pre-approval and mortgage through Houwzer Mortgage – this is how we are able to offer this product. Since our mortgage advisors have access to multiple lenders, they’ll be able to offer some of the best rates and loan options available.
We are rapidly expanding to new cities. Right now, our Cash Advantage product is currently available to buyers in the following markets:
- District of Columbia
- Florida: Baker, Clay, Duval, Hillsborough, Orange, Osceola, Pinellas, Polk, Manatee, Seminole, St. Johns, and Volusia counties
- Maryland: Anne Arundel, Calvert, Carroll, Cecil, Baltimore, Montgomery, Prince George's, Frederick, and Harford counties
- New Jersey: Burlington, Camden, Gloucester, and Mercer counties
- Pennsylvania: Philadelphia, Bucks, Chester, Delaware, Lehigh, Montgomery, and Northampton counties
5. Can I use Houwzer's Cash Advantage to buy a home anywhere?
6. Are there limitations on the types of properties I can purchase using Cash Advantage?
No, not unless your mortgage falls through. Our cash offer guarantees that the home will be bought at closing by one of us, but we have every intention and expectation that that person would be you.
We charge a flat $5,000 to borrow our cash to buy your next home (Buy Before You Sell).
And unlike traditional agents who charge sellers a 6% commission which is split between the listing and buyer brokerages, we'll only charge a flat $5,000 listing fee to sell your old home, plus 2.5% to pay the buyer's agent.
Buy Now, Sell Later may be a good fit for you if...
You're competing with other buyers in a hot market.
Contingent offers can cause you to lose a home. Give yourself the competitive edge you need to win by accessing your equity early, turning your offer into cash, and removing home sale contingencies.
You don't want to deal with keeping your house ready for showings.
Selling a home while your family is living in it can be a huge pain. Our 45 day grace period buys you time to move out so you won't have to deal with rounding up the family every time there's a showing request – or panicking because you left dishes on the counter.
You need the money from your home sale in order to buy your next one.
We let you borrow our cash so you can go ahead and lock in your next home first, sell your current home for the maximum profit later, and then finance the home with your equity in hand.
You want to have more certainty.
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Let's compare.
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$5,000
Traditional
Process
Cost of listing services
Cash to purchase your dream home
Buy & move into your new home first
Skip showings until after you've moved out
Full service experience with a licensed agent
In-house mortgage advisor
Only move once
Assurance your old home will sell
3% of sales price
X
X
X
X
X
X
Buy Before You Sell enables you to lock in your next home and keeps you from scrambling to find a place to live in the interim if your home sells quickly. Our Convenience Offer gives you the confidence of knowing your home will sell so you can move forward with your next purchase.
Get the cash you need to win the home you want.
Get a Convenience Offer on the home you own.
A Houwzer listing expert will evaluate your current home and give you a Convenience Offer. You can hold on to this as a "backup" offer and choose to take it if you don't receive a better offer on the market later.
Get pre-approved and find the home you want to buy.
Submit an application with Houwzer Mortgage. Get a short-term loan to borrow our cash to buy the new house. Then work with a Houwzer Buyer Agent to find the home.
Win the home you want with an all-cash offer.
Beat out other buyers by making your offer in cash, removing mortgage contingencies, and negotiating better terms.
Settle into your new home while we handle your old one.
You can list your home as soon as your offer is accepted, or wait until you've moved out if you'd like. You have 45 days after closing on your new home before you'll start paying interest on the money you've borrowed.
Take out a mortgage on your new home.
As you settle into your new home, work with our Mortgage Advisors to take out a mortgage on your new home that can be used to pay back the short-term loan we gave you for the new home purchase.
Get a higher offer on your home on the market, or you can take us up on our Convenience Offer.
Our listing team gives you the full service experience selling your old home, for our standard flat $5,000 fee. Once the home is sold, you can use the proceeds to pay off the short term loan – or pocket the cash.
Sell your old home for a flat fee.
Buy your dream home before you sell your old one.
Don’t let home sale contingencies get in the way of buying your dream home. Use our cash to buy your next home first.
The power of a cash offer, without actually paying cash.
In a hot market, selling your home isn't difficult. The hard part is landing your next home. Buy Now & Sell Later allows you to make a competitive cash offer to win your dream home before selling the one you're in.
Unlock your equity before you sell.
Make your offer rise above the competition by giving sellers what they want: a straightforward cash offer.
Avoid financing contingencies.
By removing contingencies, your offer will be more attractive to the sellers you're trying to win over.
Make a stronger offer the first time so you can stop losing homes after you fall in love with them.
Spend less time searching.
Gain an edge over the competition.
How It Works
Get a Convenience Offer on your current home.
A Houwzer listing expert will evaluate your current home and give you a Convenience Offer. You can hold on to this as a "backup" offer and choose to take it if you don't receive a better offer on the market later.
Get pre-approved and find the home you want to buy.
Submit an application with Houwzer Mortgage. Get a short-term loan to borrow our cash to buy the new house. Then work with a Houwzer Buyer Agent to find the home.
Win the home you want with an all cash offer.
Beat out other buyers by making your offer in cash, removing mortgage contingencies, and negotiating better terms.
Settle into your new home while we handle your old one.
You can list your home as soon as your offer is accepted, or wait until you've moved out if you'd like. You have 45 days after closing on your new home before you'll start paying interest on the money you've borrowed.
Take out a mortgage on your new home.
As you settle into your new home, work with our Mortgage Advisors to take out a mortgage on your new home that can be used to pay back the short-term loan we gave you for the new home purchase.
Get a higher offer on your home on the market, or you can take us up on our Convenience Offer*.
Sell your old home for a flat fee.
Our listing team gives you the full service experience selling your old home, for our standard flat $5,000 fee. Once the home is sold, you can use the proceeds to pay off the short term loan – or pocket the cash.
Let's compare.
$5,000
Traditional
Process
Cost of listing services
Cash to purchase your dream home
Buy & move into new home first
Skip showings until after you've moved out
Full service experience with a licensed agent
Mortgage advisor
Only move once
3% of
sales price
X
X
X
X
X
X
Get the cash you need to win the home you want.
Assurance your old home will sell
Buy Before You Sell may be a good fit for you if...
You're competing with other buyers in a hot market.
Contingent offers can cause you to lose a home. Give yourself the competitive edge you need to win by accessing your equity early, turning your offer into cash, and removing home sale contingencies.
You don't want to deal with keeping your house ready for showings.
Selling a home while your family is living in it can be a huge pain. Our 45 day grace period buys you time to move out so you won't have to deal with rounding up the family every time there's a showing request – or panicking because you left dishes on the counter.
You need the money from your home sale in order to buy your next one.
You want to have more certainty.
1
3
4
2
1
3
2
4
Buy Before You Sell enables you to lock in your next home and keeps you from scrambling to find a place to live in the interim if your home sells quickly. Our Convenience Offer gives you the confidence of knowing your home will sell so you can move forward with your next purchase.
2. What does it cost to use Buy Before You Sell?
3. What properties are eligible for this program?
We let you borrow our cash so you can go ahead and lock in your next home first, sell your current home for the maximum profit later, and then finance the home with your equity in hand.
We charge a flat $5,000 to borrow our cash to buy your next home (Buy Before You Sell).
And unlike traditional agents who charge sellers a 6% commission which is split between the listing and buyer brokerages, we'll only charge a flat $5,000 listing fee to sell your old home, plus 2.5% to pay the buyer's agent.
Lock in your next home first
Avoid the uncertainty that comes with buying and selling at the same time. Use our money to buy your new home in cash. Sell the old one later.
Only move once
Moving is a headache. Don’t do it more than you have to. Selling later saves you the trouble of trying to line up your closings perfectly or scrambling to find somewhere to live in between.
Make an offer that actually wins
Sellers hate the risk that comes with contingent offers. By removing seller and financing contingencies, your offer will be more attractive to the sellers you're trying to win over.
Lock in your next home first
Avoid the uncertainty that comes with buying and selling at the same time. Use our money to buy your new home in cash. Sell the old one later.
Move once
Moving is a headache. Don’t do it more than you have to. Selling later saves you the trouble of trying to line up your closings perfectly or scrambling to find somewhere to live in between.
Make an offer that actually wins
Sellers hate the risk that comes with contingent offers. By removing seller and financing contingencies, your offer will be more attractive to the sellers you're trying to win over.